A4HB Homebuyer's Blog

Insure Your Condo for Fire & Flood

Why should I get fire and flood insurance for my condo/townhome? One of the eternal mysteries in real estate is the fact that lenders don’t always require condo and townhome buyers to show proof of home insurance before they close.  Nor do they generally require that the property be insured after closing.  In contrast, when you buy a single family home, the lender insists on both. This is because if the house burns down they know they will lose the collateral they have for their loan.  They also know that most home buyers won’t be making $2000 a month payments

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Energy Audit Deal for Boulder County

For $120, Boulder County’s Energy Smart program will send both an energy auditor and an energy advisor to your home.  While the auditor is conducting depressurization tests, infared scans and other inspections, the advisor will install high efficiency light bulbs and low flow shower heads if you want and insulate your water heater pipes.  They’ll even install a programmable thermostat for a $20 co-pay. When the energy audit report is completed and delivered, the energy advisor can return for a follow-up meeting to help you review the results and prioritize home improvements based on the cost effectiveness of recommended upgrades.  The advisor can also help

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