1 Our Services

• 1.1 Our Committment

  • 1.1.0 Our Commitment to Home Buyers
  • 1.1.1 Why the Commitment to Buyer Agency?
  • 1.1.2 Why Exclusive Buyer Agency?

• 1.2 Our Game Plan

  • 1.2.0 Our Game Plan to Help Clients
  • 1.2.1 Communities We Cover
  • 1.2.2 Our Proprietary Mapping System
  • 1.2.3 Touring Homes
  • 1.2.4 The Focused Home Search
  • 1.2.5 Make an Offer and Win the Contract
  • 1.2.6 Under Contract to Closing
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• 1.3 Our People

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• 1.1.0 Our Commitment to Home Buyers
• 1.1.1 Why the Commitment to Buyer Agency?
• 1.1.2 Why Exclusive Buyer Agency?
• 1.2.0 Our Game Plan to Help Clients
• 1.2.1 Communities We Cover
• 1.2.2 Our Proprietary Mapping System
• 1.2.3 Touring Homes
• 1.2.4 The Focused Home Search
• 1.2.5 Make an Offer and Win the Contract
• 1.2.6 Under Contract to Closing

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2 The Home Buying Process

• 2.1 Introduction to the Home Buying Process

  • 2.1.0 Educate Yourself About the Home Buying Process
  • 2.1.1 The Home Buying Process
  • 2.1.2 Meet with Lenders and Real Estate Agents
  • 2.1.3 Financing Your Home Purchase

• 2.2 Getting Started

  • 2.2.1 Locating Yourself in the Market
  • 2.2.2 Tackle the Trade-off Decisions
  • 2.2.3 What is the Focused Home Search?

• 2.3 Negotiating the Contract

  • 2.3.1 Make Your Best Purchase Offer
  • 2.3.2 Evaluating the Property
  • 2.4.3 Structuring Your Offer
  • 2.4.4 Negotiating the Contract

• 2.4 Important Documents

  • 2.5.1 Colorado Contract Forms
  • 2.5.2 Lender Documents
  • 2.5.3 Home Inspection Related Documents
  • 2.5.4 Title Related Documents

• 2.5 Loans and Financing

  • 2.6.0 Home Loan Basics
  • 2.6.1 Types of Loans
  • 2.6.1.0 The Loan Term
  • 2.6.1.1 The Payment Structure of the Loan
  • 2.6.1.2 The Source of Funds
  • 2.6.2 Credit and Qualifying
  • 2.6.3 Cash Requirements
  • 2.6.4 Gifts from Family Members
  • 2.6.5 Selling Other Assets
  • 2.6.6 Write Yourself a Check Against Your Credit Card
  • 2.6.7 IRA, 401(k) or other Retirement Funds
  • 2.6.8 Assistance Programs
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• 2.7 About the MLS

  • 2.7.1 Two MLS systems serve our area
  • 2.7.2 National MLS System
  • 2.7.3 Don't Rely on these Areas Covered Descriptions
  • 2.7.4 Limitations of Online MLS Systems
  • 2.7.5 Loss of Assistance and Representation
  • 2.7.6 Is the Property Available...or Not?
  • 2.7.7 Data on Properties that Have Sold
  • 2.7.8 Delays and Limitations in Data Access
  • 2.7.9 Search New Built Homes
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• 2.1.0 Educate Yourself About the Home Buying Process
• 2.1.1 The Home Buying Process
• 2.1.2 Meet with Lenders and Real Estate Agents
• 2.1.3 Financing Your Home Purchase
• 2.2.1 Locating Yourself in the Market
• 2.2.2 Tackle the Trade-off Decisions
• 2.2.3 What is the Focused Home Search?
• 2.3.1 Make Your Best Purchase Offer
• 2.3.2 Evaluating the Property
• 2.5.3 Home Inspection Related Documents
• 2.5.4 Title Related Documents
• 2.6.0 Home Loan Basics
• 2.6.1.0 The Loan Term

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3 Getting to Closing

• 3.0 Once You're Under Contract

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• 3.1 Dealing With Financial Issues

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• 3.2 Evaluating the Property

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• 3.3 Evaluating the Title

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• 3.4 Evaluating the HOA

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• 3.5 Preparing to Close

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• 3.6 The Closing

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4 Our Service Area

• 4.0 Service Area

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• 4.1 Community Info

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• 4.2 School Info

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• 4.3 Things to Do

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5 Related Service Providers

• 5.1 Real Estate Agents

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• 5.2 Home Inspectors

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• 5.3 The Mortgage Lender & Staff

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• 5.4 Title Company Staff

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• 5.5 Attorneys

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• 5.6 Surveyors

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• 5.7 Appraisers

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6 Risks and Pitfalls

• 6.0 Risks and Pitfalls Intro

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• 6.1 Property Condition

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• 6.2 Health Hazards

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• 6.3 Your Requirements and Criteria

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• 6.4 Neighborhood and Community

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• 6.5 Legal Issues

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• 6.6 Vacant Land

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• 6.7 New Construction

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• 6.8 Condos and Townhomes

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7.0 Market Data

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