5.3.1 What do I need to take with me when I apply for a mortgage?
To expedite the loan process, you should meet your lender with social security numbers for both you and your spouse; copies of your checking and savings statements for the past 6 months; evidence of any other assets like bonds or stocks; a recent paycheck stub; a list of all credit card accounts and the amounts owed on each; a list of account numbers and balances due on items such as car loans; and copies of your last 2 years’ income tax statements. Depending on your lender, you may be asked for other information.