5.3.1 What do I need to take with me when I apply for a mortgage?

To expedite the loan process, you should meet your lender with

1. social security numbers for both you and your spouse;
2. copies of your checking and savings statements for the past 6 months;
3. evidence of any other assets like bonds or stocks;
4. a recent paycheck stub;
5. a list of all credit card accounts and the amounts owed on each;
6. a list of account numbers and balances due on items such as car loans; and
7. copies of your last 2 years’ income tax statements.

Depending on your lender, you may be asked for other information.