Types of Loans

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There are a multitude of loan programs available to consumers in the U.S. market. In part, this is because mortgage lenders make money only if they can find a way to make you a loan. In part, it is because home ownership has long been a priority of the U.S. government and they have put money and programs behind this priority.


Much of the diversity in mortgage loan programs can be understood with reference to three factors:


The “Term” — 10, 15, and 30-year loans

The “Payment Structure” — fixed rate, adjustable rate, and balloon.

The “Source” — FHA, VA, conventional, and jumbo loans

Agents for Homebuyers • 4450 Arapahoe Ave Ste 100 • Boulder CO 80303
Phone: 303-448-8808Contact the A4HB team

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