A4HB Homebuyer's Blog

2.6.0 Home Loan Basics

Home Loan Basics The loan officer you meet with to begin the process of obtaining a home loan is not the lender’s gatekeeper but your “loan coach.” Their job is to identify the loan that best meets your needs and to find a way to help you get it. Loan and financing issues are inseparably linked with other aspects of the home buying process. There are many reasons why you should begin your home search by sitting down with a good loan officer. With them, you can talk through the options that are available to you. In our section about

Read More »

2.1.2 Meet with Lenders and Real Estate Agents

Meet with Lenders and Real Estate Agents Interview Professionals To start the home buying process, meet with lenders and real estate agents. At a minimum, you’ll gain an understanding of the process and your available options. If, in the end, you decide that you prefer working on your own, at least you will have picked up some useful information. There are great resources available to you at little or no cost. Use them. Meet with a Lender During a one hour meeting with a loan officer, you should be able to find out how much you can borrow. A lender

Read More »