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Make sure that the complex meets the criteria for major lenders. If you are getting an FHA loan, your lender will verify that the complex is FHA approved. However, if you are paying cash or getting a conventional loan, you may only discover that the complex is not FHA approved when you are trying to sell it and find out that an FHA buyer can’t buy your condo because the complex doesn’t meet their  lending requirements. If the complex is not eligible for FHA or conventional  loans with low down payment limits, you may have purchased a condo with a limited resale market.